Unemployed Struggling 32 Year Old Seeks Debt Relief And Employment

by L. Masters
(Atco, NJ, USA)

I am submitting my genuine story in hopes to get some type of assistance regarding my situation.

Of course, with the economy in its current stasis, there are many individuals who seek out such assistance.

I am sure there are many others out there who need help. I will try to be brief in my sincere request for help.

I have been out of work over the last two years as a result of the distressed economy, which impacted our workforce.

I have also been diligently seeking work since I became a dislocated worker. To date, I have not been able to secure employment.

I am not sure what the problem is, but it seems that employers are not hiring, or they are simply over-scrutinizing their applicants.

I have a good resume that I constructed myself (and even had critiqued by professionals) and I have submitted it to many job networking sites.

I have also made numerous calls to be assertive in my job search. I have received very little (if any) response.

The employers who did respond had a tendency to claim that my skills did not meet their entry-level positions. My positive efforts have been most disappointing for me.

Since I have not been able to successfully find work, I have been on unemployment benefits for a considerable amount of time.

It has reached a point to where my unemployment benefits are said to have been exhausted (even on an emergency assistance level). I am not sure what to do, as my unemployment benefits have been my only source of income.

Recently, I have been staying in a motel just to survive, and without unemployment benefits, I will no longer have the means to pay for a place to live. This worries me a great deal.

I have no friends or relatives to turn to, as a temporary solution. I am on my own right now. I live alone and I do not have any children.

I also carry a relatively small amount of debt that tarnishes my credit profile.

My debts consist of student loans (to better myself in the workforce of New Jersey), old credit card debt that I could not pay since I lost my last job and an eviction from my last place of residency. These are some of the types of debt that hurt a person's credit profile the worst.

It seems that the majority of the programs offered by local and state government are tailored to helping individuals because they have children or a family of some sort.

While I am a firm believer that children and genuine family are a priority, I still feel that people like me deserve attention and assistance. However, there seems to be very few (if any) advocates to help people like myself.

I have no idea where to get the right assistance, without causing me further problems, stress and overall negativity.

I have no criminal record and I am a good citizen. I have been a good citizen my entire life. I am simply looking for the help I need, until I can get back to full-time work, so that I may become self-sufficient again.

I am not normally the one to take such extreme measures to get help (unless absolutely necessary), but times are extremely tough for me.

I humbly ask for the assistance I need to rid myself of burdening debt and financial suffering, while I continue to try to get back into the workforce.

It seems that the state does not have the right kinds of programs to assist me in my particular situation and I have run out of resources.

My current living situation is not so good and my general well-being is declining from lack of food and resources.

I am not certain what the problem is with employers regarding their hiring practices and processes, but their methods have dramatically affected me.

I am 32 years of age and I feel like if I do not get the help that I need (and soon), I will not be able to make it.

I am not asking for any amount of money in particular. Realistically, something is better than nothing. I just hope that whatever I could receive would help my current dilemma.

Everything that I have stated is true. I am still experiencing the turmoil of what is said to be an economic depression. I can easily verify all that I have stated (with respect to my reasonable privacy).

It is truly a sad time for many, including me. I hope that for the sake of our world, people start uniting (or learning how to unite) on positive levels of humanity and our existence; not just for my sake, but also for the sake of all.